Udhar ka hisaab, pakka.
उधार और गल्ले का हिसाब, एक ही ऐप में।
For shops, dhabas, contractors and anyone who sells on udhar. Write down what customers take and pay, keep your galla day by day, and send a polite reminder with a UPI pay link.
- Works offline
- Data stays on your phone
- Never touches your money
Khata
"Gave" and "Got" for every customer and supplier, with a calculator, bill photos and the full history.
Cashbook
Cash in hand and the day's money in and out. Payments you write in the khata add themselves.
Reminders
A polite WhatsApp message with a UPI link. The money goes straight to your bank.
Fewer wrong entries. Nothing lost.
A khata is only as good as its numbers. Pakka Khata checks them with you before you save, and keeps every change after.
A calculator on the pad
Type 450 + 230 and save ₹680. Paise work too, like ₹250.50.
The amount in words
"छह सौ अस्सी रुपये" under the number, so a slip shows before you save.
The balance after
Before you save, see what the customer will owe once this entry is in.
A check for double entries
Saved the same amount for the same person twice in two minutes? A note says so, with Undo.
Undo, always
Every edit and delete is kept in the history and can be undone.
Bill photos and PDFs
Keep up to four photos or PDFs of the bill with each entry.
See it for yourself.
Real screens from the app, with a sample shop. Tap one to see it bigger.

A statement, as the customer sees it on WhatsApp.
Paperwork, done.
Every number in your khata can leave as a neat PDF or an Excel file, for the customer, your accountant or your own records.
- A statement for any datesAll entries, this month, last month or dates you pick, with the balance at the start and the end.
- The cashbook, day by dayEach day's money in and out, and cash in hand, as one PDF.
- Excel filesEvery entry, or your customer list with balances, as a CSV that opens in Excel and Google Sheets.
- Customers from ExcelBring your list from another app or a register: names, phone numbers and old balances. One Undo takes it all back.

हिंदी, Hinglish or English.
Use the app in the language you like, and remind each customer in the one they read. Hindi gets the same size and care as English.
Namaste Ramesh Kumar ji, Sharma Kirana Store mein aapka ₹2,650 baaki hai. Yahan se UPI se pay karein: https://pakkakhata.vempus.com/p#… Dhanyavaad
नमस्ते Ramesh Kumar जी, Sharma Kirana Store में आपका ₹2,650 बाकी है। यहाँ से UPI से पेमेंट करें: https://pakkakhata.vempus.com/p#… धन्यवाद
Hello Ramesh Kumar, ₹2,650 is due at Sharma Kirana Store. Pay by UPI here: https://pakkakhata.vempus.com/p#… Thank you
WhatsApp or SMS opens with the message typed. You press send.
Three steps. Paid to your bank.
- Add a customerType a name and number, or pick one from your contacts.
- Tap "Gave" or "Got"Enter the amount. The balance updates at once, and the cashbook too.
- Send a reminderWhatsApp opens with a polite message and a pay link. The customer pays your UPI directly.
Your khata stays yours.
Pakka Khata has no server. There is nothing to sign up for, and nothing of yours to sell.
- Your records stay on your phone. No login, no account.
- No ads and no tracking.
- It never holds or moves your money.
- It never sends a message by itself.
- Works without the internet.
- Lock it with your fingerprint.
Is Pakka Khata free?
Yes. There are no ads, no subscription and no hidden charges.
Where is my data kept?
Only on your phone. Android can back it up to your own Google account, and you can save a backup file any time from Settings.
What if I change my phone?
Save a backup file in Settings and open it on the new phone, or let Android's own backup bring it across.
Does it need the internet?
No. Only WhatsApp, SMS and the customer's UPI app need a connection when you use them.
Does Pakka Khata take payments?
No. Customers pay your UPI ID from their own UPI app, and the money goes straight to your bank. Pakka Khata never holds, moves or sees it.
Can I bring my customers from another app?
Yes. Save your customer list as an Excel (CSV) file with names, phone numbers and balances, then open it from Settings. You see what will be added first, and one Undo takes it all back.
What is the cashbook?
Your galla: sales, expenses and other money in or out, day by day. Payments you write in the khata as Cash, UPI or Cheque show up there by themselves.
The total, ruled twice.
In an old ledger, the munim draws two lines under a total once it is checked and final. Those two lines say "pakka": settled, no more changes. Pakka Khata brings that to your phone.